Don't Be A Deadbeat
I say, imagine in your private life if you decided that I'm not going to pay my mortgage for a month or two. First of all, you're not saving money by not saving your mortgage. You're just a deadbeat. And you can anticipate that will hurt your credit, which means that in addition to debt collectors calling, you're going to have trouble borrowing in the future. And if you are able to borrow in the future, you're going to have to borrow at a higher rate. What's true for individuals is also true for nations, even the most powerful nation on earth.